Insurance Calculator

Enter the applicable data to calculate your rates for an instant quote. Click the button below to proceed with the coverage when you are ready.

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Property Owner

Email Address

Phone Number

Mailing Address

This is the mailing address the you receive personal communication.

Example: 123 Example Street NW, Calgary, AB, A1B 3C4, Canada

Property Address

This is the address of the rental property.

Example: 123 Example Street NW, Calgary, AB, A1B 3C4

Effective Date

The date on which an insurance binder or policy goes into effect and from which time protection is provided.

Expiry Date

The termination date of an insurance contract.

2026-07-01

Building Type

Dwelling: Homeowners insurance term denoting the structure on the residence premises that is listed in the declarations and used principally as a private residence, including attached structures. Examples of attached structures include carports and patio roofs.

If a Townhome does not pay Condo fees it would be considered a “Dwelling”

Mortgage

Do you have an active Mortgage for this rental property?

Mortgage Lender

The name of the Bank, Institution or Lender that holds the mortgage.

Lenders Address

This is the address for the Bank, Institution or Lender that holds the mortgage.

Example: 123 Example Street NW, Calgary, AB, A1B 3C4, Canada

COVERAGE

LIMIT

PREMIUM

Building Value

The value your dwelling is worth or currently insured for.

Limit

Premium

$0.00

Condo - Improvements

Permanent additions or changes made to a building by a lessee at his or her own expense that may not legally be removed. Property policies vary as to whether Tenants' improvements and betterments are covered under the building category or under the contents category, so care must be taken to assign these values to the proper category of covered property.

Limit

$5,000

Premium

$0.00

Monthly Rent

What is currently being charged for to rent the insured location per month.

* This coverage protects you from lost rent when your property is not habitable. This does not cover lost rent during vacancy.

Limit

Premium

$0.00

Contents Limit

Content Limits

Also called Personal Property; all tangible property like clothing, furniture, etc.

Limit

Premium

$7.00

Property Extensions

An endorsement to a standard fire policy adding coverage for the following perils: windstorm, hail, explosion (except of steam boilers), riot, civil commotion, aircraft, vehicles, and smoke. The EC perils are now included in most property policies without the need for a separate endorsement.

Limit

Included

Premium

$0.00

Sewer Backup

Limit

Included

Premium

$0.00

Flood

Coverage for damage to property caused by flood. May be available by endorsement to an all risks policy or to a difference-in-conditions (DIC) policy. Normally, the coverage provided is subject to a per occurrence sublimit, an annual aggregate limit, and a separate deductible. Coverage may also be available from the National Flood Insurance Program (NFIP).

Limit

Included

Premium

$0.00

Earthquake

Typically excluded (along with other earth movement) from most property insurance policies, except ensuing fire. In most cases, earthquake coverage must be purchased by endorsement to a difference-in-conditions (DIC) policy or to an all risks policy. Normally, the coverage provided is subject to a per occurrence sublimit, an annual aggregate limit, and a separate deductible.

Limit

Included

Premium

$0.00

Crime

This is coverage in the event that an employee from the property management company steals money or property from the client.

Limit

Included

Premium

$0.00

Liability

The obligation to pay a monetary award for injury or damage caused by one's negligent or statutorily prohibited action.

Limit

$2,000,000

Premium

$0.00

Total Annual Premium

$20

I/We certify that I/We am/are a client(s) of Hope Street and therefore eligible for this Insurance program.

I/We certify the above to be accurate as of this date, April 8 2026, approve the Total Annual Premium to be added to the portfolio and billed through Hope Street, and have read the terms and conditions.

Terms & Conditions

Insurer: Intact Insurance Company - 100%
Agent: BFL Canada
Insured: As per individual Insurance Certificates and Hope Street Real Estate Corporation.
Locations: As per individual Insurance Certificates

All quotes are based on an Annual term and will be prorated to the effective date upon issuance.

Coverage under this certificate expires immediately after termination of your Hope Street Real Estate Corporation contract.

Coverage can only be bound by a Licensed Representative of BFL Canada.

All BC locations must be referred.

Terms, Coverages & Particulars

Property Coverage

Broad “All Risk” Coverage including Sewer Back-up, Flood, Earthquake, Equipment Breakdown & Glass Breakage.

Valuation - Replacement Cost / No Coinsurance on Building and Contents.

Rental Income - 100% Co-Insurance.

Deductibles

$2,500 - Sewer Backup/Water Damage/ Tenants Vandalism and Malicious Acts.

$25,000 - Flood.

5% ($50,000 minimum) - Earthquake.

Amounts Insured - as per individual Certificates.

Vacancy Permission - 90 days, then Fire & E.C. only upon notice to Insurer.

Commercial General Liability Coverage

$2,000,000 - Limit of Liability, Bodily Injury and Property Damage.

$1,000 - Property Damage Deductible.

Pro Rata Premium

As per individual Certificates.

How it works

Insurance Calculator

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